Financing for Contractors in Nashville & Tennessee
You already know how to do the work. We fund the deal — and help you run the numbers on your first one. Statewide.
Or call us direct — (615) 989-0020
You already have the part most flippers never learn.
Most people who want to flip houses can't estimate a rehab, can't tell a cosmetic problem from a structural one, and can't tell whether a bid is fair. They learn it the expensive way, on their first deal.
You don't have that problem. If you've been building or remodeling for a living, you already control the single biggest variable in a flip: what the work actually costs and how long it actually takes.
What's usually missing is capital and deal math — how to price the buy so the numbers work at the end. Scale Private Capital funds contractor-led flips across Nashville and Tennessee, and we'll walk the numbers with you on your first one.
Once you're running deals, see fix & flip loans and ground-up construction.
Why contractors make good flippers
You already know the build
Rehab cost and timeline are what sink first-time flippers. You can scope a job by walking it — that's the hardest instinct in this business to fake, and you have it.
We fund purchase and rehab
One loan covers the buy and the renovation, so you're not draining the working capital your contracting business needs to keep running.
We'll run the deal with you
Send us a property and we'll walk through after-repair value, what you can pay for it, holding costs, and the exit — before you commit to anything.
Flipped a few with us? Ask about the Scale Program — earned benefits for repeat borrowers.
Answered.
I'm a contractor. How do I start flipping houses?
Start with the numbers, because you already have the construction side. A flip works when the purchase price plus your rehab budget plus carrying and selling costs land far enough under the after-repair value to leave a real margin. Find a property, scope the rehab the way you'd bid any job, and send it to us — we'll tell you what the deal looks like before you're in it.
How much of my own money do I need for my first flip?
Less than most people assume, because hard money funds the purchase and the rehab together rather than making you carry the renovation out of pocket. You'll still need cash at closing plus a reserve for carrying costs. Send us a specific property and we'll show you the real number for that deal.
Can I do the renovation work myself on a house I'm flipping?
It's the most common question contractors ask, and the answer depends on the project, the scope, and your track record. Tell us what you're planning and we'll walk through how it would need to be structured.
How do I know whether a deal is actually worth doing?
The after-repair value has to carry everything: your purchase, your rehab, the cost of the money, holding costs while you build, and selling costs at the end. Contractors usually nail the rehab number and underestimate the rest. That's the part we'll go through with you.
Ready to flip your own?
Send us a property you're looking at and we'll run the numbers with you.