Most lenders pass on manufactured homes. We don't.
Hard money loans for manufactured and mobile home investment properties across Tennessee. If you've got a deal other lenders won't look at, call us.
The deal is good. The financing is the problem.
Manufactured and mobile homes can make solid investments, and they're also the properties most lenders refuse to touch. Fewer comparable sales, questions about how the home is titled, and whether it sits on its own land push them outside the box most lenders work in. That leaves investors paying cash or walking away.
We look at the deal instead of the category. Tell us about the home, the land, and your plan, and we'll work with you to find a way to fund it.
Same lender, same process.
Familiar terms
Our terms are much the same as our other investment loans. The rate can run slightly higher on a manufactured home, and you'll see the exact numbers on your term sheet. No origination, inspection, or payoff fees. See rates and fees.
A real conversation
Every manufactured home deal is a little different. Call us before you make an offer and we'll tell you quickly whether we can fund it and how.
Investment property only
Like all of our loans, these are business-purpose loans for investors. We don't lend on a home you plan to live in.
Help us get you an answer fast.
- Photos and a video walkthroughInside and out, shot in landscape.
- The land situationWhether the home comes with its land, sits on land you own, or is on a leased lot.
- How the home is titledTell us what you know about the title, and we'll sort out the rest together.
- Your scope of work and budgetWhat you plan to fix, and what it will cost.
- Purchase price and your exitWhat you're paying, and whether you plan to sell or rent.
- Comparable salesIf you have them, send them. It speeds up our valuation.
Manufactured home loans, answered.
Do you lend on manufactured and mobile homes?
Yes. It's something not many lenders will fund, but we will work with you. Call us with your next manufactured or mobile home investment and we'll look at the deal.
Are the terms different from your other loans?
They're typically much the same. The interest rate may be slightly higher on a manufactured home. Your term sheet will show the exact numbers, and there are no origination, inspection, or payoff fees.
Can I use this loan for a home I'll live in?
No. Our loans are business-purpose loans for investment property only. We don't lend on a primary residence.
Where in Tennessee do you lend?
We're based in Nashville and lend across Tennessee. If your manufactured home deal is in the state, we can look at it.
Call us with your next mobile home investment.
Talk to a real person who makes the lending decision.