Hard Money Lender in Murfreesboro, Tennessee
Fast financing for Murfreesboro real estate investors — fix & flip, bridge, land, and construction, funded in days.
Or call us direct — (615) 989-0020
Murfreesboro is one of the fastest-growing cities in Tennessee — and inventory moves before slow money can close.
Scale Private Capital funds hard money loans for Rutherford County investors — fix-and-flip, bridge, land, and new construction — underwriting the property and the plan so you can compete for deals in one of the state's hottest submarkets.
We're based in Nashville, about thirty minutes up I-24, and lend across Tennessee — bringing the same fast decisions and reliable servicing to the Murfreesboro market.
What makes this market move.
Growth that keeps refilling the pipeline
Rutherford County is among the fastest-growing counties in Tennessee. Steady household growth keeps demand — and deal flow — coming for investors who can move quickly.
A deep rental base
MTSU and a young, growing workforce keep rentals in demand, so BRRRR and buy-and-hold exits are realistic here alongside straight flips.
New construction and infill
Subdivision growth and infill lots make land and ground-up construction a real part of the Murfreesboro playbook — not just cosmetic flips.
Loan programs in Murfreesboro
Fix & flip
Short-term financing to buy and renovate investment properties. See fix & flip loans
Private money & bridge
Fast capital to acquire or reposition when timing matters. See private money
Land & construction
Financing for land and ground-up builds. See construction loans
Not sure what a deal pencils to? Run it through our calculator, or get a pre-approval letter before you make an offer.
Repeat borrower? Ask about the Scale Program — earned benefits for proven investors.
Answered.
Do you lend in Rutherford County outside Murfreesboro?
Yes — Smyrna, La Vergne, Eagleville, and the rest of Rutherford County are all in our footprint, along with the surrounding Middle Tennessee counties. If the deal is in Tennessee, we can look at it.
How fast can you close in Murfreesboro?
Most deals fund in about nine days from the day you send us the property, and you'll usually have a term sheet within a day. We're a direct lender, so there's no loan committee sitting between you and an answer.
What credit score do I need?
Hard money is asset-based, so credit matters far less than it does at a bank. We look at the deal first: the property, your budget, the after-repair value, and your exit. Your track record as an operator matters more than a score.
Are you a direct lender or a broker?
Direct. We make our own credit decisions and service our own loans, which is why you get an answer quickly and reach a real person when you need a draw or a payoff statement.
Ready to fund a Murfreesboro deal?
Send us the property and get a fast answer.