Let's look at your deal
A full loan application. Gather your documents first and it goes quickly — terms usually back the same day.
Rather do this by phone? Call — (615) 989-0020
What to have ready
This is the complete list. Having it in hand before you start is the difference between terms tomorrow and a week of back and forth.
Do your best to answer everything. Incomplete or incorrect information is the single most common reason a loan approval gets delayed — we end up chasing you for it instead of underwriting.
If an item does not apply to you, leave it blank. Fields marked * are required.
Gathering the documents below before you start will make this go much faster. If something is missing, submit anyway and tell us — we would rather start the conversation than have you wait a week for a bank statement.
You & your entity
- Borrower's driver's license
- Co-borrower's driver's license
- Filed Articles of Organization
- Operating agreement
- Resolutions
- EIN letter
- Trust documents, if a trust is involved
The property
- Purchase and sale agreement — including all amendments and disclosures
- Exterior photos
- Interior photos
- Comparable sales
The project
- Scope of work
- Rehab estimate
Financial
- Two months of bank statements
After you submit
A person reads it, not a queue.
Same-day read
If a number looks off or a document is missing, you get a call rather than a rejection email.
Terms in writing
Loan amount, points, rate, term, and what you bring to closing — usually within a day, so you can compare us against anyone else.
Close and draw
Insurance and title get handled, then you fund the first stage of rehab and we reimburse against completed work.
Tell us about you and the deal
Set aside twenty minutes or so with your documents open. You can save nothing halfway, so it is worth gathering first.
This application collects identity, entity, and financial documents because that is what it takes to underwrite and close a real estate loan. That material is used for your loan and nothing else. If you would rather send documents another way, call us and we will arrange it.